What is the base rate of banks in Nepal?

The base rate is the minimum lending rate a bank can charge, calculated from its cost of funds and operating costs under Nepal Rastra Bank rules. Every commercial bank, development bank and finance company publishes it monthly — the rates on this site come from those official disclosures.

What is interest rate spread?

The interest rate spread is the difference between a bank's average lending rate and its average deposit rate — the margin it earns for intermediating money. Nepal Rastra Bank caps the spread that banks and financial institutions may maintain.

How often is this data updated?

Monthly. Institutions publish rates for each Nepali calendar month, and the site is updated as disclosures become available.

As of Ashadh 2083 Rates · 16 Updated, 35 Pending

Commercial Banks

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avg base rate · vs last month

Development Banks

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avg base rate · vs last month

Finance Companies

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avg base rate · vs last month

Movement This Month

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base rate changes

Interest Spread

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avg spread · vs last month

Interest Rate Corridor

NRB policy rates

Bank Rate (ceiling)

Policy Rate

Deposit Collection (floor)

Interbank Rate

Base Rate Trend

Category averages

Commercial Banks

Development Banks

Finance Companies

Base Rate Distribution

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Commercial Banks

Development Banks

Finance Companies

Category Deviation

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Above avg

Below avg

Base Rate vs Spread

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Commercial Banks

Base rates & interest spreads of commercial banks in Nepal, updated monthly

Institution	Base Rate	3M Avg Rate	Spread Rate

Development Banks

Base rates & interest spreads of development banks in Nepal, updated monthly

Institution	Base Rate	3M Avg Rate	Spread Rate

Finance Companies

Base rates & interest spreads of finance companies in Nepal, updated monthly

Institution	Base Rate	3M Avg Rate	Spread Rate

Rate History

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Commercial Banks 20 Development Banks 16 Finance Companies 0

Finance Companies — Non-Performing Loans (NPL %)

NPL ratios & asset quality statistics of Nepali BFIs, updated quarterly

Institution ↕	NPL % ↕	QoQ Change	YoY Change	Reporting Quarter ↕

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Coming Soon

We're compiling this data from Nepal Rastra Bank disclosures. It will be available in a future update.